Your Trusted partner in practice growth
Grow your practice quicker with personalized support; providing tailored solutions and expert guidance
Strategic Practice Growth
Increase your AUM with our growth services and resources. We will work with you one-on-one to craft strategies and offer guidance along the way.
Expert ERISA guidance in real-time
+Access dedicated support instantly through our retirement consulting Resource Desk. Give us a call and one of our seasoned consultants will provide comprehensive answers to all your inquiries, empowering you to stand out and refine your practice.
Unbiased expertise in ERISA compliance and best practices – a priceless resource for advisors managing retirement plans, rollovers and much more
Optimize your practice
+Our consultants help financial professionals pinpoint inefficiencies and untapped opportunities within your practice, paving the way for more effective business models. Through meticulous analysis, we:
- Unravel the complexities,
- Pinpoint potential challenges and
- Craft actionable strategies.
Benefit from our expertise in compliance rules, plan design strategies and solution implementation.
Receive personalized coaching on prospecting for clients using a consultative sales approach. Our book review will highlight ideal opportunities to pursue.
Deepen relationships and grow assets
+Gain crucial insights into contributions, distributions and the vesting of your clients’ retirement plans with RLC’s Plan Snapshot – sourced directly from official documents. Our ERISA consultants provide personalized consultations to deepen your understanding of each plan’s intricacies. This knowledge positions you as a trusted advisor, offering:
- Identification of available plan options and choices
- Informed decision support for clients
- Expertise in compliant distribution and rollover discussions
- Premium deliverable reports - including plan deep dives, forensic analyses for merger and acquisition cases, plan governance reviews and book reviews to give you valuable insights.
Find the right prospects quickly with O3 Edge
+Our cutting-edge O3 Edge platform is a powerful and intuitive retirement plan prospecting tool designed to amplify your practice’s competitive edge:
- Empowers advisors to swiftly pinpoint prospects, gain comprehensive insights into every U.S.-based retirement plan and streamline client interactions.
- Quickly look up Form 5500 information and filter retirement plan analytics based on criteria such as location, plan type, service providers and plan size by participants and assets, facilitating quick identification of the most promising opportunities.
Not already a subscriber? Request access to our free version of O3 Edge here.
Unlock new opportunities and expand your service offerings
+Through our partnership with October Three, you can access unmatched expertise in cash balance and defined benefit plans. As a nationally recognized leader in the cash balance plan space, October Three designs innovative solutions that prioritize participant and employer goals. We believe in modernizing plans to achieve better outcomes for all stakeholders. We’ll work with you to develop a custom program to achieve your AUM goals.
Education, Resources and Support
As the nation’s preeminent thought leader on retirement issues, our goal is providing outstanding educational materials, resources and support to our clients.
In-depth Resources and Content
+Access a wealth of resources to elevate your practice and meet continuing education requirements. We've got you covered, from tailored seminars and live workshops covering diverse topics to customizable, white-labeled collateral like newsletters, white papers and ERISA management tools. Our insights and materials empower you to enhance client services and take your practice to the next level, all while easing your workload.
Live speaker and webinar support
+Whether you want to enhance your expertise or facilitate knowledge sharing within your practice, our customizable webinars and in-person events cater to your needs. Quickly bring your practice up to speed on essential topics and mobilize your firm for collective advancement.
Continuing education
+Access comprehensive continuing education (CE) services tailored for financial professionals and their clients. As an approved CE provider, we offer CE courses for credit, actionable educational content, and total CE administration for SHRM, CPE, CFP, CIMA, CPWA, CIMC and RMA designations. With our nationally recognized faculty available for consultations, training and on-site speaking support through our Speakers Guild, we offer thought leadership and vast experience in the financial services arena. Experience the difference as we simplify the CE process, empowering you and your firm to thrive in today’s dynamic economic landscape. Some examples of the types of courses we offer are:
- Navigating the New Rollover Reality
- Fiduciary Best Practices for Plan Sponsors
- Beyond Fiduciary: Effective Plan Governance
- Understanding Your Retirement DNA
- Washington Pulse
- See full list of courses here
Certifications and Designations
+As a recognized leader in education, RLC supports industry-wide designations and certifications, and has been instrumental in designing several, including the
- Plan Sponsor Retirement Professional (PRP) with PLANSPONSOR,
- Certified 401(k) Professional (C(k)P) with The Retirement Advisor University,
- Retirement Management Advisor (RMA) originally with the Retirement Income Industry Association and now the Investment and Wealth Institute and
- Certified Plan Sponsor Professional (CPSP) originally with the American Retirement Association and now the Plan Sponsor Council of America.
For firms seeking to nurture excellence within their organizations, let RLC help create an internal certification program to match your training needs. RLC can assist with design, content development, delivery and execution.
Frequently Asked Questions
What is Retirement Learning Center (RLC)?
+RLC is your trusted ally. For over 20 years, we have supported advisors in accelerating practice growth and seamlessly navigating client challenges. With real-time access to ERISA experts, we provide invaluable compliance and best practices assistance, making us your go-to resource for managing retirement plans, rollovers and much more.
What are some of the benefits of an RLC subscription?
+- Resource Desk – Real-time access to experienced retirement consultants via the phone or email who help with questions and client cases on IRAs, qualified and non-qualified plans, executive compensation, Social Security and Medicare, beneficiary issues and distributions, just to name a few.
- O3 Edge prospecting software – Providing extensive defined contribution and defined benefit plan information based on government filings to help you pinpoint prospects.
- Plan Snapshot library – Plan summaries of actual employer plans that will help facilitate balanced rollover conversations and plan design discussions.
- Premium deliverable reports — Plan deep dives, forensic analyses for merger and acquisition cases, plan governance reviews and book reviews to give you valuable insights.
- Training and education – CE-approved content for client and prospect meetings, delivered live or via webinar by expert speakers. CE event administration also available
- Content resources – Newsletters, quarterly updates, articles and white papers for marketing and educational use, along with RLC’s award-winning book The Retirement Resource Guide.
What are the most popular topics that you cover?
+The ten most-frequently asked about topics at the Resource Desk are:
- Correction for missed deferrals
- Plans and protected benefits in M&A (merger and acquisition) situations
- Eligibility rules for long-term part-time employees
- Inherited IRAs and their distribution rules, including the ten-year rule
- Latest day to fund employer plan contributions for the prior year
- How to recover overpayments under SECURE 2.0
- Failed non-discrimination testing and how to correct
- Terminating or changing a safe harbor plan mid-year
- Questions on the various definitions of compensation for plan purposes
- Rehired employee questions and whether prior service is recognized
What services do you offer for wealth managers?
+Wealth managers get help with the following:
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Compliant distribution/rollover strategies using “Plan Snapshots”
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Executive compensation and benefit summaries
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Net new asset gathering strategies
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New client prospecting action plans
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Proven tactics to help clients maximize tax-efficient retirement savings
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Overall financial wellness discussions with your clients– we make it easier
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Beneficiary considerations
What does RLC cost?
+An annual subscription for RLC Direct costs $250/month (billed annually) per individual. For an enterprise solution, a custom package is developed so prices vary based on number of services and users.
Do you create custom content and sales materials?
+Yes, we have a library of standard materials, much of which may be white labeled for your use. In addition, we create custom content based on your specifications and needs.
How long does it take to connect with a real person on the phone?
+Generally, you can connect with a real person within seconds of calling. We pride ourselves on our low wait time so we can get to answering your questions faster.
